We are collecting credit and personal information (information) about you, as applicable:
As your broker, we require the information we collect from you to assess your credit or guarantor application; the credit application of a company of which you are a director; source a suitable credit provider and any required insurances and to manage the application process, where required. If you do not provide the information sought we may be unable to process your application, or the company’s application, we may be limited in the other services we can offer you or the company.
When we collect information from you in the credit or guarantor application process, we use that information in a number of ways to assess your credit application and to source a suitable credit provider, or lessor and/or insurance provider. We may:
The information we obtain from you is used, subject to compliance with Australia’s privacy and credit reporting laws, only for the purposes listed in this Consent and is not disclosed to any other person except with your permission or as permitted, or required, by law.
As part of providing our services to you, we may undertake tasks for a credit provider which are reasonably necessary to manage the application process. When doing so, we are acting as an agent for the credit provider, with the same privacy law requirements applying to both of us.
We may submit your application to one or more credit providers. Those credit providers and their website addresses are set out in the Schedule at the end of this document.
A credit provider, to whom we submit an application, may disclose information about you to, and collect information about you from, from one or more CRBs.
A credit provider who approves your application will provide you with its privacy disclosure statement and consent document.
You have the right to ask:
In some cases, an administration fee may be charged to cover the cost of providing the information.
You can contact the CRB by mail addressed to Equifax – Customer Resolutions, Level 7, 10 Queens Road, Melbourne Vic 3004 or email at [email protected].
After receiving a written response from Equifax you may choose to refer the matter to the Office of the Australian Information Commissioner (OAIC) if the matter has not been resolved to your satisfaction. Contact details can be found at oaic.gov.au.
By using this website, you agree we may:
Where the applicant, or guarantor, is a company of which you are a director, you consent to the disclosure and use of your information, in addition to the company’s information, in each of the ways listed above.
Classic Funding Group: classicfg.com.au
Group & General Finance: groupandgeneral.com
Liberty Financial: liberty.com.au
Macquarie Leasing: macquarie.com.au
Metro Finance: metrofin.com.au
Pepper Asset Finance: peppergroup.com.au
Rate Setter: ratesetter.com.au
Volkswagen Financial Services: vwfs.com.au